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Consumer

I buy maybe three video games a year, which is as often as they make games good enough to buy. I find it impossible to pay $60 for a new game, partially because as a child of the original Nintendo, I got accustomed to $40 games, so I always wait at least a couple weeks ... Continue reading this article…

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I wrote last November about a rollout in my city to upgrade everybody’s power meters to the “smart” kind which should allow the power companies to operate and communicate remotely with our electricity. They should also enable us consumers to have more data about which devices in the house waste the most energy. It appears that ... Continue reading this article…

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When Consumer Reports tests new cars, their staff shop just like consumers. They stop into dealerships and buy cars without giving any indication they intend to test the cars for a major magazine. Rather than receiving specially tuned or improved vehicles, the magazine takes to its test center the same cars ordinary shoppers would buy. Testing ... Continue reading this article…

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This article is presented by Kelly Whalen, Consumerism Commentary staff writer. It’s fairly straightforward to figure out the difference between a need and a want. Needs are basic: food, shelter, clothing, water, warmth. We can also add to that our emotional needs: love, friendship, and care. Wants seem easy to define. Wants are all the extras, the ... Continue reading this article…

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My wife and I went on a mini-vacation this past weekend (our first using only cash), and while we didn’t specifically plan to limit spending on meals, we managed to do better than I had hoped. Of course she knows about my serious push to do what I can to erase my credit card debt, ... Continue reading this article…

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Charles Darwin is often misquoted when referring to the concept of “survival of the fittest”, but his writings specify adaptability as the trait that individuals should strive for if they want to survive (and reproduce). In order for our wallets to survive in the future, we’re going to have to learn to be more adaptable ... Continue reading this article…

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Although my income has increased over the past few years, my spending has increased as well. After living the better part of the decade watching just about every dollar leaving my bank account, saving as much as possible, and living within my means, I’ve recently begun allowing myself to spend more freely. I’m sure to spend ... Continue reading this article…

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I’m an Apple fan, which I define as being anybody who takes time out from the workday two or three times a year to watch their media events and keynote speeches. I’m happily using a Mac Mini as our entertainment hub at home (Boxee, Front Row and Hulu Desktop? Yes, thanks), I use a MacBook ... Continue reading this article…

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Another day, another recall. Normally, automobile recalls are not much of a problem. A recall usually involves bringing your car to a dealership, subjecting yourself up to some sales pitches, getting your car fixed, and driving home. Toyota’s recent string of recalls is more complicated because some of the problems do not have solutions yet. If ... Continue reading this article…

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If my husband had a car to drive to work and had taken my son to school, I would have saved three hours of my day. Yes, three hours. We are a family of six with one car. This is the result of a decision we made a few months ago when our second car needed ... Continue reading this article…

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The American Council for an Energy-Efficient Economy (ACEEE) recently released an updated list of the twelve greenest cars of 2010. The council rates each car with a score, with higher scores going to those cars produce less pollution and are more fuel efficient, resulting in lower energy consumption and carbon dioxide emissions. Here are the top ... Continue reading this article…

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I hardly use cash anymore. Almost every financial transaction I make as I go about my business is accomplished electronically or with plastic. Since putting to rest my cash-only experiment a year ago, I’ve only used cash in a couple of circumstances: food delivery when I’m too exhausted to cook, getting my clothing laundered or ... Continue reading this article…

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This article is presented by Kelly Whalen, Consumerism Commentary staff writer. Kelly is celebrating her one-year blog anniversary this week. Everyone loves a good deal, but finding time to comparison shop at various stores can be time consuming. As a parent of four kids I’m not keen on taking the kids to multiple stores just to ... Continue reading this article…

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I last spoke about this back in October, and I’m afraid it fell off the viewscreen for a bit, but I learned yesterday that the “CALM Act of 2009″ (view on govtrack) passed the House of Representatives by a voice vote. Unfortunately, a voice vote means nobody can tell me how many voted for and how ... Continue reading this article…

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Ten years from now, how do you want to look back on this decade? In terms of my finances, it would be hard to top the last ten years. This was the decade my net worth as I measure it for Consumerism Commentary soared from below zero to $300,000. Sure, that progress pales in comparison ... Continue reading this article…

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My family turned off our TV service a few weeks ago, and we’ve been fine so far, watching things through Hulu, iTunes, or Netflix, wherever it’s cheapest. When we get it through iTunes, we’re paying for each episode, when it comes through Netflix, we’re paying a monthly subscription fee, and when it’s “brought to us ... Continue reading this article…

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I almost participated in a boycott of Amazon.com. This was almost a decade ago when Amazon filed for a patent for its 1-Click ordering process. The patent was struck down in 2007 but I didn’t notice. In the face of Amazon’s low prices and, in my state, exemption from sales tax, my convictions didn’t stand ... Continue reading this article…

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This article is presented by Kelly Whalen, Consumerism Commentary staff writer. With only one more day until Christmas you may still be in the market for a few last minute gifts. If you are like me, the idea of driving through traffic and elbowing through crowds to find gifts is not going to bring you any ... Continue reading this article…

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There comes in a time in a person’s life when they have everything they need. While not necessarily rich, the house is well-furnished and they’re not hurting for clothes. Maybe this someone has even come out and said, “I don’t know what I want, I just know I don’t need any more stuff.” What do ... Continue reading this article…

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(No, I don’t plan on writing about this on a regular basis, just when an interesting milestone occurs.) It’s been a full week since my family turned off the TV service and to summarize: we’re doing fine. As expected, I’m discovering some of the “known unknowns” of being a person without cable but who still cares ... Continue reading this article…

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